Wireless Credit Card Processing: The Mobile SwipeBy BENJAMIN of Picmoney.com
Wireless Processing is just what it sounds like. It will allow your business to accept a payment virtually anywhere, without being plugged in or attached to a phone line.
Basically it works just like your cell phone does and runs off a wireless network, which it uses to connect with UBC for authorizations.
There are several wireless networks available for use with mobile processing today.
The best way to choose a wireless network is to have your sales agent check the coverage map for the areas that you will be working in to make sure you have the best coverage possible.
If for some reason you get set up and occasionally do not have service for a transaction, most wireless terminals have what’s called a store and forward feature which will allow you to complete your transaction and print out a receipt with your customer.
Having wireless capabilities is an added benefit to any merchant account service. It allows you the convenience of accepting payments away from the computer or office. Transactions are quick and easy, and provide convenience to everyone.
Also known as mobile commerce, or ecommerce,
wireless card processing can provide you with the capability to accept credit cards anywhere you might be. As well, if your retail terminal or your computer is tied up,
you can use the wireless option to supplement these other processing systems.
Businesses in certain "mobile" industries may find wireless processing particularly appealing. These might include those involved in home delivery or home maintenance services,
towing companies, food delivery, transportation services, etc. With mobile commerce, there is no need for phone or electrical outlets, and transactions typically take only a few seconds to complete.
Typical wireless processing transaction works as follows:
• Your customer's is swiped or entered manually entered.
• The card's information is transferred securely via a payment gateway to your processing service.
• The processor then replies with the transaction response - authorized, declined, etc.
• The response code is 'logged' at the payment gateway under your merchant account.
• If you have a printer, the system prints out a receipt for both you and your customer.
Credit card processing utilizing a wireless merchant account and accompanying equipment is cost-effective, simple and provides the means to accept credit cards no matter where you and your clients or customers happen to be.
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